What does IBANforge validate?

IBANforge validates IBAN structure (ISO 13616 mod-97 check digits + country-specific BBAN), resolves the associated BIC/SWIFT against 121,000+ BIC entries from public sources (GLEIF, SWIFT directory, Bundesbank, SIX, NBP, EBA Step2 SCT) with LEI enrichment for ~38K rows sourced from GLEIF, looks up Swiss BC-Nummer / IID against ~1,200 SIX BankMaster entries, classifies the issuer (bank, EMI, vIBAN provider, neobank), and flags SEPA Instant + VoP (Verification of Payee, EU 2024/886) reachability.

How much does IBANforge cost?

Pay-per-call in USDC via x402: 0.005 USDC for IBAN validation, 0.003 USDC for BIC lookup, 0.003 USDC for Swiss BC-Nummer lookup, 0.002 USDC per IBAN in batch mode, 0.02 USDC for full compliance check. Or use an API key for 200 free requests per month.

Does IBANforge support MCP (Model Context Protocol)?

Yes. IBANforge ships an official MCP server (com.ibanforge/mcp) with 5 tools: validate_iban, batch_validate_iban, lookup_bic, lookup_ch_clearing, check_compliance. Install in Claude Desktop, Cursor, Cline or any MCP-compatible client via npx or streamable-HTTP at https://api.ibanforge.com/mcp.

Does IBANforge support x402 for autonomous AI agents?

Yes. Every paid endpoint accepts x402 micropayments in USDC on Base L2. Agents discover pricing via /.well-known/x402, pay autonomously and call the API without human onboarding. Listed on Coinbase Bazaar discovery.

How many countries does IBANforge cover?

All 84 countries with a standardized IBAN format, including the full SEPA zone, the UK, Switzerland, and most of MENA and Latin America with IBAN coverage.

What is vIBAN detection and why does it matter?

A virtual IBAN (vIBAN) is an IBAN issued by an EMI or fintech (e.g., Wise, Revolut, Mercury, Modulr) that maps to an underlying account at a partner bank. Detecting vIBANs matters for compliance: VoP often fails on vIBANs and EMI exposure changes the risk profile. IBANforge classifies 30+ known issuer prefixes.

Where does the BIC and Swiss clearing data come from?

BIC/SWIFT data: 121,000+ entries from public sources — GLEIF (Global Legal Entity Identifier Foundation, ~38K rows with LEI enrichment), the SWIFT directory, the Deutsche Bundesbank, SIX, the NBP, and EBA Clearing STEP2 SCT. Swiss data: ~1,200 BC-Nummern from the official SIX BankMaster CSV — the canonical source used by the Swiss banking industry.

Does IBANforge replace a regulated AML/sanctions screening provider?

No. The /v1/iban/compliance endpoint runs OFAC/EU/UN list checks and produces a risk score (0-100) — useful for triage and pre-flight screening. For regulated AML/CFT obligations use a regulated vendor like Refinitiv World-Check, Acuris or ComplyAdvantage.

How fast is IBANforge?

p99 latency under 50ms for /v1/iban/validate (single IBAN). All databases are SQLite WAL with in-process reads — no external lookups. Batch endpoint scales linearly to 100 IBANs per request.

Is IBANforge open-source?

The MCP server (ibanforge-mcp), the SDK (@ibanforge/sdk) and the OpenAPI spec are open-source on GitHub at github.com/cammac-creator/ibanforge. The hosted API and proprietary issuer classification dataset are commercial.

Live · Zurich

Bank data your agents can trust.

Name: IBANforge
Price: 0.005 USDC

Validate IBANs, resolve BIC/SWIFT and score sanctions risk — with exclusive Swiss SIX clearing data. REST for your stack, native MCP for your agents.

Try it free

✓ Valid🇨🇭CHUBS Switzerland AG0.41msserver

low · cleanSCTSDDIID 00230UBSWCHZH

Swiss clearing · SIX

SICInstant CHFeuroSIC

{
  "valid": true,
  "bic": {
    "code": "UBSWCHZH",
    "bank_name": "UBS Switzerland AG"
  },
  "clearing": {
    "iid": "00230",
    "sic": true,
    "instant_payments_chf": true,
    "eurosic": true
  },
  "processing_ms": 0.41
}

POST /v1/iban/validateTry it live →

121,610BIC records

89countries covered

1,165Swiss clearing entries · SIX

0.4msp50 server processing

Everything you need

Swiss clearing — exclusive

BC-Nummer / QR-IID

Every Swiss BC-Nummer from the SIX BankMaster with full payment-rail participation — SIC, euroSIC, CHF instant payments — plus QR-IID and institution type. The deepest Swiss clearing data in any public API.

MCP-native — agent ready

5 tools, no signup

Native Model Context Protocol server (stdio + HTTP). Claude, Cursor and any MCP agent install in one line: npx -y ibanforge-mcp.

89 countries · 121K BICs

IBAN validation & BIC lookup

ISO 13616 mod-97 validation with full BBAN parsing across 89 countries — backed by 121,000+ BIC entries from GLEIF, the SWIFT directory, Bundesbank, SIX, NBP and EBA Step2.

EMI / vIBAN

Issuer classification

Detect virtual IBANs and EMIs (Wise, Revolut, N26, Mercury…) — a real compliance signal a mod-97 check can never give you.

Sanctions + FATF

Compliance risk score

Bank-BIC sanctions screening (OFAC/EU/UN/SECO) + FATF + SEPA + VoP reachability, distilled into a 0-100 risk score.

x402 — agent payments

Agents pay per call

Autonomous agents can pay per request in USDC via x402 — no account, no checkout. Humans keep the free key or card credits; agents get their own rail.

Endpoints & pricing

Start free with 200 requests a month. Pay as you grow — by card or in USDC.

POST/v1/iban/validate$0.005

Validate a single IBAN

POST/v1/iban/batch$0.002/IBAN

Validate up to 100 IBANs

GET/v1/bic/:code$0.003

Lookup BIC/SWIFT code

POST/v1/iban/compliance$0.02

Full compliance check: sanctions, SEPA Instant, VoP, risk score

GET/v1/ch/clearing/:iid$0.003

Swiss BC-Nummer lookup (SIX BankMaster)

Quick start

One POST, one answer — this is the exact response you get back.

bash

curl -X POST 'https://api.ibanforge.com/v1/iban/validate' \
  -H 'Authorization: Bearer ifk_YOUR_KEY' \
  -H 'Content-Type: application/json' \
  -d '{ "iban": "CH1000230000000012345" }'

200 OK · application/json

{
  "iban": "CH1000230000000012345",
  "valid": true,
  "country": {
    "code": "CH",
    "name": "Switzerland"
  },
  "check_digits": "10",
  "bban": {
    "bank_code": "00230",
    "account_number": "000000012345"
  },
  "sepa": {
    "member": true,
    "schemes": [
      "SCT",
      "SDD"
    ],
    "vop_required": false
  },
  "formatted": "CH10 0023 0000 0000 1234 5",
  "cost_usdc": 0,
  "bic": {
    "code": "UBSWCHZH",
    "bank_name": "UBS Switzerland AG",
    "city": "Zürich"
  },
  "issuer": {
    "type": "bank",
    "name": "UBS Switzerland AG"
  },
  "risk_indicators": {
    "issuer_type": "bank",
    "country_risk": "standard",
    "test_bic": false,
    "sepa_reachable": true,
    "vop_coverage": false
  },
  "clearing": {
    "iid": "00230",
    "name": "UBS Switzerland AG",
    "type": "bank",
    "town": "Zürich",
    "sic": true,
    "instant_payments_chf": true,
    "eurosic": true,
    "qr_iid": null
  },
  "processing_ms": 0.41
}

Data sources

GLEIF · SIX BankMaster · SWIFT directory · Bundesbank · EBA STEP2 · NBP

Refreshed monthly

Sanctions screening

OFAC · EU · UN · SECO + FATF

Bank-level (BIC8) screening

Provenance

Made in Switzerland

Swiss clearing data straight from SIX

Privacy by default

IBANs never stored · self-deleting telemetry

Erased 30 days after you leave — DPA clause 4.7

Ready to build?

Start with a free key — 200 requests a month, no card required. Scale with prepaid credits by card, or pay per call in USDC.

Start building