Updates, guides, and changelog
November 2026 is real: SPS 2026 takes effect on the 14th, Fedwire follows on the 16th, and the last SIC release accepting unstructured addresses closes on the 20th. What the rules actually require is smaller than the panic suggests — and the specs themselves name the escape hatch. We shipped two things for it: a structured postal_address block on BIC answers, and a free conformity checker.
Read more →A lookup that returns a bank name has done a quarter of the job. What a serious BIC/SWIFT lookup answers — the legal entity behind the name, the address with its filing date, the shared BIC8 counted rather than guessed, the regulatory authorisation where one exists — with real captured responses.
Read more →The mod-97 checksum is the same few lines of code in every product on the market, so it cannot be the thing you buy. Six criteria that genuinely separate IBAN validation APIs, what IBANforge answers on each, and the two where our answer is deliberately narrower than it could be.
Read more →The ABA check digit takes ten lines of code and we give you the algorithm with a worked example. The honest part comes after: most non-IBAN bank code systems have no check digit at all, so real validation means a register — and every register in this space has licence terms that decide what a data product may ship.
Read more →UK PRA authorisation status is now part of every GB lookup — joined by LEI, bounded to the UK, and served with the attribution the Bank asked for. Also new: a Swiss QR-IBAN reference page, and a 402 that finally shows the way in.
Read more →IBANforge sat in the API Evangelist catalog since May with close to the worst score the instrument can produce, bulk-imported and never fetched. Then we submitted ourselves, Kin Lane re-read everything by hand, two of his findings shipped as fixes the same day — and the third cut the other way.
Read more →BE68 5390 0754 7034 and CH93 0076 2011 6238 5295 7 pass every checksum and appear in thousands of tutorials. The Belgian national register marks code 539 as unavailable, and the Swiss BankMaster has no institution 762 at all. What checksum validation actually proves — verified against both registers, reproducible with two public files.
Read more →The QR-IID in a Swiss QR-IBAN sits in the 30000–31999 range and is not the bank's regular clearing number. How to resolve a QR-IID into the issuing institution, its BIC and its payment-rail participation, with real examples and one API call.
Read more →Three months of operating a public MCP server — silent failures, auth walls, ghost traffic, registry quirks — and the fixes, with real numbers.
Read more →Verification of Payee (VoP) is the EU's mandatory pre-payment name check for SEPA credit transfers. What it is, the dates that matter under Regulation (EU) 2024/886, what payment service providers must do, and where IBAN validation fits.
Read more →ibanforge.com is now served by a single Next.js codebase built for AI agents (70%) and developers (30%). New /agents page, OpenAPI reference, and a critical fix that lets agents auto-fall-back to x402 when their free quota runs out.
Read more →GET /v1/iban/format — a new free endpoint that runs the mod-97 + structure check without touching the BIC, SEPA, VoP, sanctions, or Swiss BC-Nummer databases. Use it to pre-filter malformed IBANs before paying for the full enrichment.
Read more →pip install ibanforge — sync + async Python clients for the IBANforge API, with typed exceptions, automatic x402 fallback when the free quota runs out, and one-line API key generation. Built for fintech and AI agents.
Read more →IBANforge gets a redesigned dev-first landing page with structured data, OG images, interactive compliance demo, dual pricing paths, and persistent storage for API keys.
Read more →IBANforge now returns SEPA membership, issuer classification, risk indicators, and VoP data with every IBAN validation — plus full French and German language support.
Read more →From payment processing to compliance automation — how businesses use IBAN validation APIs
Read more →A developer guide to IBAN validation and BIC/SWIFT lookup using the IBANforge API — with examples in curl, Python, and TypeScript
Read more →A new IBAN validation and BIC/SWIFT lookup API built for AI agents and developers
Read more →Everything included in the initial release of IBANforge
Read more →